R emote access is the ability to gain entrance to a computer or network from a remote location. Fraudsters frequently use this technique to swindle unsuspecting individuals financially.     Recent Remote Access Scam Incidents: Online Banking Last week one of my clients received a phone call from someone identifying himself as a representative of a company that she is familiar with and has had an ongoing monthly service contract with for a few years.   The caller informed my client that a review of her contract revealed that she had overpaid $300.   The caller then instructed my client to log into her online banking account and after doing so, to allow him remote access to her computer because he wanted to transfer the $300.00 overpayment into her account.   She complied.   She checked her account activity the next morning and sure enough funds were transferred into her account.   However, the transfer amount was $3000.00 instead of $300.00. A few moments after